Financial Basics Workshop – May 2025

ABOUT THE COURSE:

Goodwill and Common Wealth Charlotte have partnered together to offer a free Financial Basics class to the community. If you have questions about budgeting, setting financial goals, credit, and investing, this may be the class for you! Financial Basics is offered over the course of three days, and class meets one hour per day.

Day 1: Financial Empowerment

This is CWC’s signature and foundational workshop! In this power-packed session, you will learn how habits and behaviors impact financial success. You will also learn how your pay cycle determines how you should prioritize your monthly bills, the importance of creating and maintaining a conscious spending plan, the importance of saving, methods to build an emergency fund and save for future goals, the basics of credit and credit scores, and how to manage debt responsibly and avoid predatory credit products.

Day 2: Mastering Advanced Credit Strategies

Are you ready to elevate your understanding of credit? This workshop is perfect for individuals with a basic understanding of credit who are looking to deepen their knowledge. During this dynamic one-hour session, you will learn how to optimize credit utilization for your benefit, discover the hidden factors affecting your credit score, and learn how to maximize your credit score for lower interest rates and better financial opportunities. Take control of your financial future by mastering the credit game.

Day 3: Homebuying

It’s one of the largest assets most people will ever purchase, and not one to take lightly. Learn what it takes to be a homeowner, from the steps to qualify and what lenders look for, to an overview of mortgage programs and how to maximize this great asset to create generational wealth.

HOW TO APPLY:

If you’re interested in applying to attend our Financial Basics Workshop, please fill out this interest form or visit one of our Career Centers to meet with a Goodwill team member. Our Career Centers are open Monday – Friday from 8:30 a.m. – 4:30 p.m. No appointment necessary.